Indian Overseas Bank has issued admit cards for Local Bank Officer recruitment. Candidates appearing for the exam on 12th July 2025 can download their call letters from www.iob.in using registration credentials. Carry printed admit card and valid ID proof to exam center.
Maximum Salary: ₹85,920/- per month (after increments)
Additional Benefits: DA, HRA, CCA, Medical Benefits, LFC, Pension
Grade: Junior Management Grade Scale - I (JMGS-I)
Job Security: Public Sector Bank Employee Benefits with Pension Scheme
Career Growth: Promotion opportunities to Senior Management positions
Exam Difficulty & Competition Analysis
Difficulty Level:High - Banking knowledge and local language proficiency required
Expected Applications: 8,00,000-10,00,000 candidates for 400 posts
Competition Ratio: Approximately 1:2000 to 1:2500 (Very High Competition)
Previous Cut-off Range: 60-75% marks for general category (estimated based on similar bank exams)
Preparation Time: 6-8 months recommended for thorough preparation
Success Rate: Less than 0.05% selection rate - Requires intensive preparation in Banking, English, Reasoning, Quantitative Aptitude & General Awareness
Exam Pattern: 140 questions for 200 marks in 3 hours with negative marking (0.25 marks deduction)
Exam Center Details
Multi-State Centers: Exam will be conducted across Tamil Nadu, Odisha, Maharashtra, Gujarat, West Bengal, and Punjab
Tamil Nadu Centers: Chennai, Coimbatore, Madurai, Tiruchirappalli, Salem, Vellore
